The portfolio is exposed to 50 bonds and 50 equities.
Couch potato portfolio vanguard funds.
Both options include several asset mixes.
3 mutual funds including janbx with 7 8.
Most brokers such as schwab and t.
The dividend yield is 1 6.
Rowe price offer comparable funds such as schwab s s p 500 index fund and t.
Ready to ditch debt save money and build real wealth.
Vanguard had the same experience with a new managed fund.
The 30 year return is 7 71.
You should choose the one best suited to your risk profile.
The original couch potato portfolio was done with two mutual funds that required a minimum investment of 3 000 each.
They are medium risk and low risk portfolios.
Looking at the 10 year period 2010 2019 the s p 500 has returned 12 97 and the couch potato portfolio 8 48.
If you have 10 000 to invest per fund you could start with the.
Conservative investors should allocate more to bonds and less to stocks while aggressive investors can do the opposite.
The dividend yield is 0 89.
The current version is below.
It is a medium risk portfolio.
The 30 year return is 8 73 year to date the couch potato portfolio has returned 5 52.
Year to date the.
Last year it returned 19 48.
While vanguard wellington a.
However the couch potato portfolio is actually simpler.
Scott burns is the creator of couch potato investing and a personal finance columnist with decades of experience.
Vanguard total bond market index fund.
For the past 10 years the scott burns margaritaville has returned 7 58 with a standard deviation of 12 22.
The couch potato portfolio is the invention of scott burns a personal finance columnist at the dallas morning news.
The suggestions below include portfolios built from etfs and index mutual funds.
If you can fog a mirror and divide by the number 2 or make a margarita he ll show you how to get better investment results and a better retirement with little or no effort.
Since the two choices for the most basic couch potato portfolio returned losses of 3 31 percent and 2 66.
The couch potato portfolio is indeed simple and offers a consistent return.
That was over 15 years ago and it has beaten most balanced funds in the meantime.
The couch potato portfolio can be built with 2 etfs.
However if the couch potato portfolio loses less it also gains less.
20 portfolio recipes beat the couch potato portfolio on a risk adjusted basis.
The following model portfolios can help you get started as a couch potato investor.
For the past 10 years the couch potato portfolio has returned 8 56 with a standard deviation of 9 86.
They are is exposed to between 20 to 80 equities and 20 to 80 bonds including tips.
It was one half vanguard 500 index investor shares ticker vfinx expense ratio 0 14 percent 15 year performance rank in morningstar s large blend category in top 28 percent of surviving funds.
Originally the portfolio consisted of just two funds the vanguard s p 500 index fund vfinx and the vanguard total bond index fund vtbmx.
